Manager – Underwriting

A Leading Global Reinsurer is seeking a meticulous Manager – Underwriting to join its regional technical team. In this pivotal role, you will be responsible for evaluating complex life and health reinsurance risks to ensure portfolio profitability. Furthermore, you will provide expert guidance on difficult cases and negotiate treaty terms with client insurance companies. Consequently, this position is vital for protecting the organization’s capital and maintaining high underwriting standards.

The Manager – Underwriting must possess a deep understanding of medical and financial risk assessment in a global context. Additionally, you will lead the review of underwriting guidelines and contribute to the development of innovative risk selection tools. Therefore, the reinsurer is looking for a professional with a strong track record in the life insurance or reinsurance sector. If you are an analytical thinker with a customer-centric approach, this Manager – Underwriting role offers a premier professional opportunity.

Key Responsibilities

• Assess and underwrite complex life, disability, and critical illness reinsurance applications.
• Analyze medical reports and financial statements to determine appropriate risk ratings.
• Liaise with client companies to provide technical support and clarify underwriting decisions.
• Monitor and audit the underwriting quality of ceding companies to ensure treaty adherence.
• Develop and update underwriting manuals and philosophies in line with emerging medical trends.
• Collaborate with the Actuarial team to analyze mortality and morbidity experience data.
• Support the business development team in designing reinsurance solutions for new products.
• Manage a team of underwriters, providing performance feedback and technical mentorship.
• Identify and mitigate potential anti-selection and fraud risks across the portfolio.
• Participate in regional underwriting committees and represent the firm at industry forums.

Requirements and Qualifications

• Medical degree (MBBS/BHMS/BAMS) or a Graduate in Life Sciences/Finance.
• 7–12 years of experience in Life Underwriting, with at least 2 years in a Reinsurance environment.
• Professional insurance certifications (e.g., ALU, FLMI, or ACII) are highly desirable.
• Strong analytical skills with the ability to interpret complex medical data.
• Excellent communication and negotiation skills for client-facing technical discussions.