FM – Fixed Income

A Leading Life Insurance Company is seeking a highly analytical FM – Fixed Income to join its investment team in Mumbai. In this pivotal role, you will be responsible for managing and optimizing the fixed income portfolio to deliver sustainable returns for our policyholders. Furthermore, you will conduct rigorous market research and credit analysis to identify high-potential investment opportunities. Consequently, this position is vital for driving the company’s investment performance and ensuring capital preservation.

The FM – Fixed Income must possess a deep understanding of macroeconomic trends and the interest rate environment. Additionally, you will collaborate with the risk management and actuarial teams to ensure portfolio alignment with asset-liability management (ALM) goals. Therefore, the company is looking for a professional with a strong track record in debt market investments. If you are an expert in yield curve analysis and credit risk assessment, this FM – Fixed Income role offers a premier opportunity in the BFSI sector.

Key Responsibilities

• Manage the fixed income investment portfolio to achieve targeted returns and maintain liquidity.
• Conduct detailed credit analysis of potential issuers to mitigate credit risk across the portfolio.
• Monitor macroeconomic indicators and interest rate movements to adjust investment strategies.
• Execute debt market transactions including government securities, corporate bonds, and money market instruments.
• Analyze yield curve movements to optimize the duration and performance of the portfolio.
• Collaborate with the ALM team to match investment cash flows with insurance liabilities.
• Prepare regular investment performance reports and present insights to the Investment Committee.
• Ensure all investment activities comply with IRDAI guidelines and internal risk limits.
• Conduct stress testing of the portfolio to assess impact under various market scenarios.
• Manage relationships with brokers, credit rating agencies, and other market participants.

Requirements and Qualifications

• MBA in Finance, CA, or CFA Charterholder.
• 5 to 8 years of experience in fixed income research or fund management.
• Strong technical knowledge of debt markets, yield curves, and credit risk assessment.
• Proficiency in using financial terminals like Bloomberg or Reuters.
• Excellent analytical skills and the ability to make data-driven investment decisions.