Actuarial & Underwriting Mgr

A Leading Insurtech Provider is seeking an exceptional Actuarial & Underwriting Mgr to head its specialty lines risk practice in Bengaluru. In this strategic management role, you will take absolute ownership of pricing methodologies, portfolio data strategies, and commercial underwriting judgment. Furthermore, you will lead complex reinsurance treaty structuring and manage quota share negotiations with top-tier capacity partners. Consequently, this position is vital for protecting the platform’s loss ratios and securing foundational risk infrastructure for millions of consumers.

The Actuarial & Underwriting Mgr must combine deep quantitative engineering logic with outstanding presentation capabilities before corporate boards. Additionally, you will establish rigorous analytical guardrails for junior staff and drive profitability diagnosis over active books. Therefore, the firm is looking for a technical leader who defends technical positions confidently under tight timelines. If you want to shape embedded risk mechanisms within India’s digital economy, this role offers an elite professional track.

Key Responsibilities

• Own the end-to-end pricing methodology, rate adequacy frameworks, and risk matrices across assigned specialty lines.
• Perform regular portfolio-level pricing assessments, covering experience analysis, segmentation, and repricing choices.
• Review and sign off on technical pricing bases and actuarial assumptions generated by junior mathematical analysts.
• Lead product construct discussions to engineer priceable, reinsurable benefit modules, structures, triggers, and limits.
• Establish uniform corporate underwriting guidelines and operational guardrails to contain portfolio loss ratios.
• Drive aggressive corrective actions and risk modifications immediately whenever underwriting guardrails are breached.
• Exercise definitive referral underwriting authority on large-scale, complex, or non-standard corporate risks.
• Lead technical discussions with insurers and reinsurers regarding pricing boundaries, terms, and treaty architectures.
• Orchestrate corporate RFQ submission strategies and structure optimized quota share or reinsurance placements.
• Direct, review, and build technical capabilities and documentation standards across the underwriting division.

Requirements and Qualifications

• Qualified or near-qualified Actuary credential from the IAI or IFoA association.
• 6 – 8 years of relevant experience across corporate pricing, underwriting, or reinsurance domains.
• Proven track record of managing a commercial book end-to-end with full accountability over loss ratio outcomes.
• Deep functional knowledge of specialty lines, commercial data profiling, and risk capacity management.
• Superb stakeholder management skills with a demonstrated capacity to influence insurers and reinsurers during negotiations.